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Monday, March 10, 2014

Thought For Today

According to the U.S. Census Bureau, 10,000 Baby Boomers reach retirement age every day.

There is a tsunami upon us, and America has not prepared for it. In fact, most individuals have not significantly prepared.

Aging Boomers is but one problem threatening our nation's economy. See Robert J. Samuelson's essay "America’s Demographic Denial" (March 2, 2014).

Even worse, America has become a nation willing to surrender individual freedoms.

America's best days are over.

The weather here today, however, is going to be a real taste of spring. Therefore, I won't be dwelling on the ugly realities but rather enjoying this earthly life, a gift that doesn't last forever.

19 comments:

  1. Are America's best days over.you ask?
    AOW, I'm sorry to say that America's Best Days have been over for the past 5 years!
    If you would let me rant a bit, I'll explain.
    Lets look at the Obama administration now. If You want to be truthful you must admit that we have totally malicious and corrupt, totally incompetent and out of touch administration...or all of the above. Don't you just love how the liberals continue to justify Obama's behavior by the actions of comparison to George Bush's administration! "Bush did it, so therefore we can do it too!"
    No. When anyone does it, it's wrong. Period. Besides, George Bush loved this country, there’s NO mistake about that!
    Can we say the same about Hussain Obama? When the president wants to nominate someone to lead the DOJ's office when that someone defended the Murderer of a Police Officer that’s questionable to me. And when he has a temper tantrum because the Republicans and Democrats block him, that’s even worse.
    Or how about a Tax Cheat to be the head of the treasure department and the liberals were not even disappointed. When the man that ended our Space program calls us “too arrogant” that was too much for me to swallow.
    So when Obama comes out and tell us that he has fired the acting commissioner of the IRS. Nice try, Mr. President, but that’s not going to satisfy us and it’s not going to satisfy the Loved Ones of those Americans who were murdered in Benghazi
    When the president and his staff sits there and watches our Brave Americans being murdered in real time and all they do is think about going to Las Vegas for a “Fund Raiser” we have a President who needs to be replaced.
    When Obama surrounds himself with the quality of people that he himself is comfortable with - liars and tax cheats we have a big problem. I’ve seen a lot of political stunts from done by Presidents before, but this is very serious.
    Those who voted for Obama because of his leadership qualities need to have their heads examined.
    This is not on the same level as of Watergate or the Lewinskigate Scandal this involves murder! And Sarah Palin was right Obama wrong again.
    And another thing! It’s 5 years later and in the eyes of the Progressives Sarah Palin is still relevant and going strong. Never have I seen a VP candidate on the losing ticket still be talked about as much as Sarah Palin by both friend and foe alike. If Liberals did not think she was formidable, why would they still be quoting her? Because she was and still is right.
    Anybody but a freaken idiot or a progressive already knew She made the prediction in 2008 that Putin would one day invade Ukraine, and looka what happened! But the Progressive mocked her, so just who are the real Idiots! Who is the real Court Jester? Sarah Palin, or Barack Obama, or Joe Biden? The answer is very clear to me..

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    1. A nice looney Beckian rant: No facts, hypocritical and crazy (and cheap) conjecture. Yeah, Obama 'hates America. Nut job

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  2. The Boomers are one hell of a voting block. Sadly, the AARP is not very conservative in their voting.

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  3. "It ain't over 'til it's over! "
    "Yea, though I walk through the valley of the shadow of death, I will fear no evil."

    Then, there's, "Remember the Alamo!".

    I'm not giving up right now.

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    1. Bob,
      I'm not saying that I'm giving up. If I were, I'd quit blogging altogether, quit teaching, and go live under a rock.

      Delete
  4. I look forward to a great future for America - a future in which our country will match its military strength with our moral restraint, its wealth with our wisdom, its power with our purpose. ~John F. Kennedy

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  5. Many have not prepared, you are so right. The big question for some is when to sign up for Social Security. At age 62 or age 65. What do you think AOW? Should retirees sign up at 62 and receive a lesser amount, or wait until they are 65 and draw a slightly larger amount?

    Wouldn't it have been nice to put all that money we sent to the government into our own savings/ investments. We would all be rich. I don't see how anyone can live on Social Security alone.

    Debbie
    Right Truth
    http://www.righttruth.typepad.com

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    1. Debbie,
      I recently read in Money Magazine that one may wait until age 70 to tap Social Security. Generally speaking, the monthly payment is higher the longer that one waits because one's benefits payment goes up 8% for every year after full retirement age (approximately age 65, I think). At age 62, one takes a lifelong 25% cut in the dollar amount of monthly payments.

      However, one has no crystal ball as to how long one will live.

      This chart at the SSA web site provides some detailed information that you should consider before making a decision.

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    2. My hubby has been calculating on the SSA web site. As you say, we could be dead by the time we reach 70. We have both worked since we were 14 years old, (you know his profession) and it is truly sad the small amount that SS pays back.

      Delete
  6. "Even worse, America has become a nation willing to surrender individual freedoms."

    ...

    I'd love to hear you elaborate on that one, lol!

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  7. We can't keep our health insurance. We can't keep our doctor. We cannot keep our medical records secret. Our telephone call records are being data-mined as we write. The FDA will not allow you to get the results of a medicinal DNA test without a medical doctor's permission and analysis. We are not allowed to distill any spirits without government interference. We are not allowed our choice of firearms, to bear which is a civil right guaranteed by the US Constitution. This is depressing. Gotta get a drink.

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  8. Yes, you can keep your heath coverage even if it's one of those junk plans which cover little that the ACA was supposed to replace. The GOP made such a stink about 'keeping your plan,' so now we all get to pay for those which don't even cover emergency visits. Happy?

    A few years ago I switched from Blue Cross to Kaleida. Had to change my Doctor. Fact of life. Get over it.

    Thank Bush for the illegal wiretaps and the Patriot Act which no one read.

    What 'choice of Firearms' can't you have beside military grade weaponry? You can kill a woodchuck for dinner with a shotgun, ya know.

    Distill 'spirits?' Oh boy! You're a Tennessee hillbilly aren't you? Now it all makes sense. Lol!


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  9. Why, yes, I am proud to be from Tennessee, and I am proud to have lived in Texas, and even prouder still to be a resident in Atlanta, Georgia. No shame, there.All are beautiful, pleasant places to live.

    Why cannot I get military grade weapons? Why shouldn't I have the right to own any weapon I want from a pocket knife to an assault rifle to a machine gun? I don't own a working gun, and will not buy one. However, it is a civil right to own a gun, and it is a civil right to carry one.

    The right to bear arms has nothing to do with hunting. It was included as a Constitutional Amendment by men who had just gone through about eight years of bloody fighting an overbearing regime. Without individually owned guns, the American Revolution could not have been pursued. The right to bear arms is necessary to defend ourselves from a government gone wild. That is what our nations founders believed.

    Don't you find it curious that there is a strict regulation against individuals distilling spirits, and yet you can make your own beer and wine? More and more people will be granted the right to grow their own marijuana, yet distilling spirits is a no-no. Why should I be restricted in doing anything that does not impede on the health, welfare, or freedoms of others?

    One thing you need to remember about all those inadequate health care policies is that they were perfectly acceptable for most people. I agree that the pre-existing condition restrictions were a problem, but other of the "upgrades" were monetarily motivated, and do detract from individual liberties as in forcing single males and older people to carry pregnancy coverage.

    So, you see, not being able to keep your doctor, or keep your perfectly adequate health policy is a problem for a lot of people. You made a rational choice to change health policies, and that was your right. The ACA is taking that right away from millions of people, forcing them into policies with unnecessarry coverages, and in many cases forcing them into a situation where many doctors will not accept the substandard ACA system.

    I am not going to argue about the Patriot Act. However, many of the provisions in the act were operative in the war on drugs, and were extended to the international terrorist arena.

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  10. Bob said: "One thing you need to remember about all those inadequate health care policies is that they were perfectly acceptable for most people"....

    No, most didn't realize they had plans which did not over things like emergency room visits or certain disease like...cancer! If they did then they are the deadbeats the right blathers on about expecting us to pick up their tab. So, you're OK continue to use your tax money to cover others inferior plans?
    ........

    Bob said: "...do detract from individual liberties as in forcing single males and older people to carry pregnancy coverage. ".....

    I don't have kids in school. Why should I pay school taxes? Get it? You want a cafeteria style democracy or do you want to help our society as a whole?
    .......

    Bob said: "...Don't you find it curious that there is a strict regulation against individuals distilling spirits, and yet you can make your own beer and wine?"...

    I'm glad there regulations like this which will prevent some Goober from selling rot gut which could kill people.
    ........

    Bob said: 'Why cannot I get military grade weapons?'

    Maybe here's why...

    At Least 9,900 People Have Died From Guns In The U.S. Since The Newtown Shooting: Slate

    http://www.huffingtonpost.com/2013/10/28/gun-deaths-since-newtown_n_4165061.html

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  11. Liberalmann,
    No, most didn't realize they had plans which did not over things like emergency room visits or certain disease like...cancer!

    If they didn't know, then it's their own fault. It is their responsibility to read the contract (the insurance policy).

    Furthermore, sometimes individuals cannot afford certain policies. For example, I don't need pharmacy coverage; now, because of the ACA, I have pharmacy coverage -- at greater cost out of pocket. In my case, the annual cost of those higher premiums do not offset the benefits.

    The phrase society as a whole = code words for collectivism. There are many things that benefit society as a whole, but a free nation shouldn't force those things onto individuals. Considering the state of public education today, pointing out paying taxes for schools does not further your argument.

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  12. I agree, they should've known....so you're OK now with them being able to keep them while the tax payers pick up the tab?

    You don't know when and where you may need pharmacy coverage. That's like saying you don't need car insurance because you don't plan on having an accident.

    And by the way, in some states your car insurance goes down when you get health insurance.

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    1. so you're OK now with them being able to keep them while the tax payers pick up the tab?

      No.

      But taxpayers are picking up the tab on those policy holders who have a subsidy so as to have a health insurance policy via HealthCare.gov. The premiums of the policies themselves haven't gone down -- on the contrary. Furthermore, the cost of healthcare has not gone down for, lo, decades now.

      You don't know when and where you may need pharmacy coverage.

      True enough sometimes. But also consider this: making policies unaffordable or nearly so, the latter slowing the economy in general, has a negative effect overall. In my own case, I have had to cut back on spending (that is, stimulating the economy via my own buying) precisely because my monthly premium took a hike.

      Delete

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